We're Here to Help

Our friendly team at various Michigan branches can help you open a checking or savings account, apply for a mortgage, auto loan, HELOC or business loan, and use all of our services and products to your advantage, including our ATMs. You also have access to over 30,000 surcharge-free ATMs nationwide through the CO-OP ATM Network.

Find a Surcharge-Free ATM Near You

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Use the locator feature on the CO-OP website.
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Download the app by searching "COOP ATM Shared Branch Locator."
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Text any ZIP Code to 91989 to find a nearby CO-OP ATM.
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Call 1-888-SITE-COOP () to find a site by phone.

Come Visit Us

Lobby Hours

Monday - Friday - 9:00 a.m. to 5:00 p.m.
Saturday - 9:00 a.m. to 12:00 p.m.
Sunday - CLOSED

Drive-Thru Hours (where available)

Monday - Thursday - 9:00 a.m. to 5:00 p.m.
Friday - 9:00 a.m. to 5:30 p.m.
Saturday - 9:00 a.m. to 12:30 p.m.
Sunday - CLOSED

Contact Center

Monday - Friday - 8:00 a.m. to 5:30 p.m.
Saturday - 9:00 a.m. to 12:30 p.m.

Mailing Address:

Arbor Financial Credit Union
1551 S 9th Street
Kalamazoo, MI 49009 

Holiday Hours:

All Arbor Financial branches will be closed in observance of the following 2021 Federal Holidays:

- Friday, January 1
- Monday, January 18
- Monday, February 15
- Monday, May 31
- Monday, July 5
- Monday, September 6
- Monday, October 11
- Thursday, November 11
- Thursday, November 25
- Friday, December 24
(close at noon)
- Saturday, December 25
- Friday, December 31
(close at noon)
- Saturday, January 1, 2022

Night Drop Depository:

Collection Times

Monday - Friday | 8:30 a.m. and 4:15 p.m.
Saturday | 8:30 a.m.
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Personal Banking Services

With convenient banking services to get you on the right financial track, we provide support and solutions for anyone hoping to achieve their financial goals.

Free Momentum Checking

Earn up to 3.00% APY* simply for swiping your card. With our free Momentum Checking account, the more purchases you make, the higher your returns on your account balance. Requiring no minimum balance or monthly fees, it’s a win-win for everyone.

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Volt Account

Available to members aged 13-24, our Volt Account bundles savings and checking with special perks that enable you to manage your money from a young age. This way, you can confidently build your financial future.

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Auto Loans

Whether you need a brand new car, you’re interested in purchasing a used vehicle, or you want to refinance your existing auto loan, our low and comprehensive auto loans will get you where you need to go.

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Purchasing the home of your dreams shouldn’t be placed on the backburner simply because of finances. Our mortgage options fit your lifestyle and budget, allowing you to build a strong foundation and grow roots in a home that’s ideal for your family.

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Credit Cards

Credit cards are an indispensable way of life for people. But finding the right one is key. Save some money, build your credit, and take advantage of our new Rewards program or our low rate Advantage card!

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Certificate of Deposits

Whether you're saving to buy something big in a few years, or to retire in Michigan in a few decades, put some money in a Certificate of Deposit and simply let your guaranteed earnings grow over time.

Learn More

Achieve Financial Growth With Arbor Financial Credit Union

We offer valuable financial products and thoughtful guidance for future and immediate financial growth based on your specific needs and your wants.

  • Home equity line of credit with 3.25% APR**

  • Auto loans up to 36 months as low as 1.49% APR*

  • Personal loans up to 36 months as low as 5.49% APR**

*Annual Percentage Rate (APR). Rates disclosed with an * are the lowest rates available and are determined by your credit score at the time of application. Some restrictions apply. Rates subject to change.

**Annual percentage rate (APR). The Home Equity Line of Credit APR is a variable rate and is determined by the Prime Rate plus a margin determined by your credit score and the Loan-to-Value ratio of your home. The maximum APR that may be imposed is 15%. Subject to credit approval.


Member Testimonials

“Arbor Financial in Kalamazoo, Michigan is a friendly and welcoming bank in the local area. I have been banking here for many years and have found that the tellers know me by name and face and put a big smile on my face when they see me pull up. I have never had any negative experiences with this bank. I have always been able to access my money whenever I needed it and have never had any hidden or surprise fees associated with my account.” - Arbor Financial Customer Experience (Kalamazoo, MI)

I currently have such a good relationship with the bank that I have worked with their marketing representative to get Arbor Financial a table at my work events so that they can be more visible to the teachers at my school. I enjoy promoting them because of how wonderful of service they have provided me with over the years.” - Arbor Financial Customer Experience (Kalamazoo, MI)

Bank With Us, Grow With Us.

Find comfort in knowing that your finances are in good hands with friendly and attentive professionals who have your best financial interests at heart.

Our team at Arbor Financial Credit Union can assist with your banking needs, provide valuable financial guidance, and help you manage and advance your assets in the most responsible way.  

Call us at 269.375.6702  

Become A Member